「须菩提！若三千大千世界中所有诸须弥山王，如是等七宝聚，有人持用布施；若人以此《般若波罗蜜经》，乃至四句偈等，受持、读诵、为他人说，于前福德百分不及一，百千万亿分，乃至算数譬喻所不能及。」
逐句解释
三千大千世界中所有诸须弥山王，如是等七宝聚，有人持用布施
这次比较把尺度升级：不只是填满一个三千大千世界，而是把三千大千世界中所有的须弥山（每个宇宙的中心山，极其庞大）那么多的七宝，全部拿来布施。这是整部经中最夸张的物质布施假设，为了做最后的对比。
All the Mount Sumerus in the three-thousand-fold world — that many piles of the seven treasures — given away completely
Mount Sumeru is the central cosmic mountain of Buddhist cosmology — unimaginably vast. Now imagine not one, but as many Mount Sumerus as there are in all three-thousand-fold world-systems, each converted into a pile of the most precious treasures imaginable, and all of it given away. This is the ultimate escalation of the material-gift metaphor. The comparison is deliberate: no amount of material generosity, however cosmically scaled, can match what the wisdom gift offers.
若人以此经乃至四句偈受持读诵为他人说，于前福德百分不及一，乃至算数譬喻所不能及
哪怕只是受持这部经中的四句偈，并讲给别人听——这件事的福德，超过前面那个天文数字的物质布施，差距大到连比例都无法计算。这是《金刚经》最后一次使用这个对比，也是最极端的一次。结论是永远一致的：智慧的给予，不可以物质的尺度来衡量。
Receiving even four lines of this sutra and sharing them — not even a hundredth, not even a fraction expressible by any number or metaphor, of the former compares
This is the final and most emphatic iteration of the merit comparison that has run through the Diamond Sutra like a recurring theme. The language reaches its limit: not one hundredth, not one millionth — the gap cannot be expressed by any number or analogy. The sutra is not being vague; it is being precise about imprecision: the difference between conditioned and unconditioned value is categorically incommensurable. You cannot compare them using the same units, because they operate in fundamentally different dimensions of reality.
总结 · Summary
第二十四章是《金刚经》中「智慧布施胜于物质布施」这个主题的最后也是最极端的表述：把三千大千世界所有须弥山那么多的七宝全部布施出去，其福德，连受持四句偈讲给别人听的百分之一都比不上。差距大到无法用任何数字或比喻来表达。有为的积累，永远无法与无为的智慧相比。
Chapter 24 delivers the sutra's final and most extreme version of its signature comparison: giving away treasures piled as high as all the Mount Sumerus in all world-systems is incomparably less meritorious than sharing four lines of this wisdom. The gap cannot be expressed by any number or metaphor. Conditioned and unconditioned value are incommensurable — they operate in different dimensions entirely. This is the last word on the subject, and it leaves no room for negotiation.